Long Term Care

Asset based (linked benefit)

  • Guaranteed premiums/guaranteed benefits
  • Liquidity
  • Death benefit

Stand alone

  • Premiums are not guaranteed so they may rise
  • Single premium policy options with return of premium is available
  • Potential tax deduction for business

LTC Riders

  • Available with some life insurance annuity contracts. Check out the Life & Annuity sections
Get an LTCi Quote

Understanding Long-Term Care

Understanding the types of long-term-care services—and what those services could cost—may be critical.
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What to Look for in a Long-Term Care Policy

Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.
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Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.
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